FYJ Founder Bot

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Founder View · Evidence

29 Aug 2026 · 11:55

NMW/NLW employer duties filed. Market scenarios stayed thin. No path named.

Headline. Standing job is other recon, not stop. This hour read the official National Minimum Wage / National Living Wage employer-duties fork — the compulsory pay rates from 1 April 2026 and the record / who-gets rules — not another PAYE RTI employment-population map. I have not named a market. A £12.71 National Living Wage line is not a customer. P has not moved.

Why this hour. Toward the $2.5–5bn company the first-customer cut stays parked, path candidates still cannot be compiled on the live gate, and I opened this unused NMW/NLW employer-duties source now because a compulsory-pay fork can be read without inventing a name.

Parked customer cut (63e813ea) is live as a milestone / north star; not the live job.

Contract UUID 26e4abb6-3b66-4a66-a4f7-d4c065ad9233 is live. Hold = no invention, not no recon.

What the agent just did

Wrote market-path-research-2026-08-29-1155.md.

Area: Market scenarios.
Last found: National Minimum Wage / National Living Wage employer duties from 1 April 2026. National Minimum Wage rates (HTTP 200) — NLW 21+ £12.71 (+£0.50 / 4.1%); 18–20 £10.85 (+£0.85 / 8.5%); under 18 £8.00 (+£0.45 / 6.0%); apprentice £8.00 (+£0.45 / 6.0%); accommodation offset £11.10 a day (+£0.44 / 4.1%). Prior April 2025–March 2026: £12.21 / £10 / £7.55 / £7.55. S.I. 2026/357 (HTTP 200) — Made 19 Mar 2026; in force 1 Apr 2026; extends E&W, Scotland, NI; amends NMW Regulations 2015 regs 4, 4A, 16. National Minimum Wage employer overview (HTTP 200) — criminal offence not to pay / fake records; HMRC checks; arrears + fine + naming; records ≥6 years (from 1 Apr 2021); pay reference period ≤31 days; tips/service charges NOT included; uniform rental not refunded reduces pay for NMW calc (example: £13/hr − £15/wk uniform → £12.67 below £12.71). Who gets (HTTP 200): workers of school leaving age for NMW; 21+ for NLW; includes part-time, casual, agency, apprentices; NOT entitled: self-employed, company directors, volunteers, family members living in employer home, under school leaving age. The National Minimum Wage in 2026 LPC report (HTTP 200) — NLW coverage projected fall 1.76m → 1.70m jobs (~5.9%); total NMW/NLW covered ~1.997m; 18–20 rate now 85% of NLW; remit 2027 central two-thirds median estimate £13.18. Also live: minimum-wage-calculator-employers, am-i-getting-minimum-wage, pay-and-work-rights, employment-status, get-ready-to-employ-someone, employ-someone, NMW Regulations 2015, NMW Act 1998 (all HTTP 200). Named national-minimum-wage-calculator, national-minimum-wage-enforcement, national-minimum-wage-national-living-wage collections HTTP 404. Running-the-company compulsory-pay fork with / between / above next to VAT, PAYE, workplace pensions, EL insurance, IR35, MTD, late-filing. Company directors NOT entitled is a distinct fork from PAYE-even-if-only-director, EL owner-director ≥50% exempt, and pension sole-director-no-staff. Not a FYJ path.
Verdict: stayed thin — Who / why / how / next still missing.
P unchanged.

I opened the live sources above (named calculator and enforcement / NMW-NLW collection paths 404; the rest HTTP 200). I did not re-read company 16892858. I did not repeat last recon’s HMRC/ONS PAYE RTI August 2026 GOV.UK landing / ONS bulletin / release calendar / seasonally adjusted dataset / companion NICs receipts pass, last recon’s ICB / bookkeepers.org.uk About / Membership / Fees 2026–27 / Find a Bookkeeper / Practice Licence / MLR / AML pass, last recon’s Bar of Northern Ireland / Bar Council / Inn of Court / Find a Barrister / practising-list / AML 2025 PDF / Chair’s Annual Report 2025 pass, last recon’s GOV.UK employers-liability-insurance / get-ready-to-employ-someone / HSE40 HTML+PDF / HSE insurance-liability / 1969 Act / 1998 Regulations reg. 3 pass, last recon’s IPA membership / licence / Find-an-IP / AML / Annual Review / R3 membership pass, last recon’s HMRC Self Assessment receipts / SPI / Class 4 / deadline-news pass, last recon’s Home Office failure-to-prevent-fraud collection / s.204 guidance / English PDF / 1 September 2025 news / impact assessments / legislation.gov.uk ss.199, 201, 204, Schedule 13 / S.I. 2025/349 / Law Commission options paper pass, last recon’s Faculty of Advocates about / Find an Advocate / FAQs / intrant / devil / professional-standards / AML Supervision Report 2024–25 / QA Statement 2025 pass, last Companies in the space’s CIMA Membership Directories / become-a-member-in-practice / practising-certificates / criminality-test / supervision-by-CIMA / AML Supervision Annual Report 2024–25 pass, last Market scenarios’ GOV.UK workplace-pensions / TPR automatic-enrolment pass, last Market discovery’s Insolvency Service Company insolvencies July 2026 pass, last Competitor mapping’s Law Society of Northern Ireland pass, last Risk reduction’s ICO data protection fee pass as the same pages, last Market scenarios’ IR35 / CEST pass, last Companies in the space’s AAT licensed-membership pass, last Market discovery’s HMRC Corporation Tax Statistics 2025 pass, last Competitor mapping’s Law Society of Scotland pass, last Market scenarios’ late-filing / ECCTA pass, last Companies in the space’s ICAS pass, last Market discovery’s HMRC VAT annual statistics pass, last Companies in the space’s CIOT / ATT pass, last Market scenarios’ Making Tax Digital for Income Tax pass, last Competitor mapping’s ICAEW probate pass, the Help to Grow / Growth Guarantee pass, the HMRC Trust Registration Service pass, the Innovate UK / UKRI pass, the ACCA Report on Regulation pass, the HMRC R&D Tax Credits pass, the Faculty Office notary pass, the confirmation / accounts / CT deadline pass, the HMRC tax-adviser ASA / MMTAR pass, the VAT / PAYE employer pages as the same pages, the HMRC EIS/SEIS pass, the Start Up Loans pass, the OPBAS AML pass, the CLSB Costs Lawyer pass, the DBT BPE 2025 pass, the ACRA / CGIUKI pass, the IA 1986 s.388–390A reserved-appointment pass, the DIY-vs-ACSP / closing-fork pass, the BSB barrister pass, the ONS Business demography pass, the HMRC TCSP pass, the IPReg Core Metrics, the accounts-filing / CT software lists, the CILEx Regulation, the LSB State of Legal Services, the CLC Key Indicators, the SRA population, the Companies House register-activities pass, the IDV / ECCTA risk pass, the WebFiling pass, the public-name pass, the GOV.UK setup class-map pass, the LSA reserved-activity pass, the Law Society (England & Wales)/ICAEW directories pass, the ACSP/MCA pass, the SIC pages, or the ONS stock-size bulletin. Did not retry STEP.org (HTTP 403). Did not retry ICB / bookkeepers.org.uk / www.icb.org.uk. Prefer Market scenarios this hour with still-unused NMW/NLW pages after Market discovery filled at 10:55. The 08:55 morning direction window was already skipped at ~10:12 (founder moved on); this hour is standing recon, not a re-ask and not a second skip log.

What stands is simple: next to VAT, PAYE even-if-only-director, workplace-pension automatic enrolment, employers’ liability insurance, confirmation / accounts, MTD, IR35, and late-filing penalties sits the official NMW/NLW compulsory-pay fork — rates from 1 April 2026, S.I. 2026/357, employer record duties, who gets / who does not (company directors NOT entitled). Those facts are checkable. They are not who FYJ is for, why they would pay, how FYJ reaches them, or what sits next. So it is not a candidate, and it is not a path.

End-to-end test this hour: who / why pay / how FYJ reaches them / what sits next — all still missing. The NMW/NLW rates / S.I. / employer-duties / LPC pages fill a Market scenarios cell, not a path cell.

market-paths.md still starts No path named yet.

This page sits under Evidence. It is a dated record. It does not move heading.

Why this was necessary

P is company position toward $2.5–5bn. p-evidence.md stays empty so the score cannot be faked. p-missing.md stays the one founder-confirmed question: Who is the first customer, or what is the first market path, for For Your Journey Ltd? Empty is not finished. The next useful work is either a real name you accept, or measurable evidence toward answering. This hour is the second kind: other recon under 26e4abb6, not inventing a name so the hour has a title.

Concrete problem removed: after Market discovery filled PAYE RTI at 10:55, the next Market scenarios cell would have looked empty or frozen on employers’ liability insurance if the hour stopped. How future file writes change: each recon hour still has to name the area, the source, stronger / thin / discarded, and that P did not move — on Evidence, in founder English. Why that matters for ownership and the $2.5–5bn goal: you can see the map thicken without the score lying. A compulsory-pay duties map is not a path. Russian doll gates stay in words only: nested perimeters you penetrate inward toward the $2.5–5bn centre; path candidates still cannot be compiled on the live gate; thin hours do not open a gate; the first open ask stays compile the path candidates that can run end to end; the customer cut stays parked. Inbox reshape (a2f8c91b) re-ranks after each filed cycle. Today (729da95e) is visibility only.

This hour is still standing recon under the live loop, not a layer claim and not a P move.

A layer is a named piece of the job that can come off once a close has evidence it can run without you. Today's layer stays Peer toggle: Founder View ↔ Agent View. This hour did not rename it.

The slot is unchanged: hold the 24-hour founder loop with Founder View and Agent View as peer surfaces. Use the hours for market-path compounding. Do not invent a customer. Do not unpark the customer cut.

A cut is a shortened next-job draft. The customer cut would make “name the first customer” the next job. You parked it until market paths have been identified and are converging. It stays parked as a milestone / north star. It is not the live job. Contract UUID 63e813ea remains live as that parked milestone.

One full day without you in the loop is a test that can qualify taking a layer off you. It is not the destination. The destination is P, with market path(s) first. Filing an NMW/NLW duties map is not that test finishing, and it is not a layer transfer. The 17:15 close already scored this cycle no / no. The 08:55 window was already skipped at ~10:12; this hour did not re-ask and did not re-log the skip.

Systemic effect: Market scenarios now shows a thirteenth dated filing (GOV.UK director hub; DIY vs ACSP / closing; Start Up Loans; VAT / PAYE; confirmation / accounts / CT; Innovate UK; Help to Grow / GGS; MTD; late filing / ECCTA; IR35; workplace pension AE; employers’ liability insurance; NMW/NLW), that the line stayed thin, and that P is unchanged. Market discovery stays thirteen (last found PAYE RTI at 10:55). Companies in the space stays thirteen. Competitor mapping stays thirteen. The £12.71 NLW and the directors-not-entitled line did not join market-paths.md as a path.

Alternatives rejected

Pushback invited — decide or criticise

Working set, not exhaustive. This is criticism of recon — which area is weak, which to deepen, which to drop — not “name a market so the hour has a title.”
1. Which recon area is weak — Market discovery is now thirteen filings and still thin; Companies in the space is now thirteen filings and still thin; Market scenarios is now thirteen filings and still thin; Competitor mapping is now thirteen filings and still thin; Risk reduction is now seven constraints and still not a path?
2. Which line should I deepen — leave regulator / supervision / loan-programme / tax-scheme / R&D-claim / VAT-PAYE / tax-adviser-registration / annual-filing / ACCA-practice / Innovate-UK-grant / trust-register / Help-to-Grow / Growth-Guarantee / ICAEW-probate / MTD-Income-Tax / CIOT-ATT / VAT-population / ICAS-practice / late-filing-penalty / Law-Society-of-Scotland / CT-receipts / AAT-licensed / IR35-class / ICO-fee / Law-Society-of-Northern-Ireland / Insolvency-Service / automatic-enrolment / CIMA-MiP / Faculty-of-Advocates / FTPF / Self-Assessment / IPA-membership / employers-liability / Bar-of-Northern-Ireland / ICB-membership / PAYE-RTI / NMW-NLW maps and deepen a thin area closer to who / why / how, or file another still-unused official source?
3. Which line should I drop — the size / flow / directory / regulator-headcount / supervised-population / DIY-vs-paid / reserved-appointment / trade-association / legal-form / AML-PBS / founder-finance / tax-relief-equity / R&D-claim / VAT-PAYE / tax-adviser-ASA / annual-confirmation-accounts / notary-headcount / ACCA-practising-certificate / Innovate-UK-grant / TRS / Help-to-Grow / GGS / ICAEW-probate / MTD-Income-Tax / CIOT-ATT / VAT-population / ICAS-practice / late-filing-penalty / Law-Society-of-Scotland / CT-receipts / AAT-licensed / IR35 / ICO-fee / Law-Society-of-Northern-Ireland / Insolvency-Service / automatic-enrolment / CIMA-MiP / Faculty-of-Advocates / FTPF / Self-Assessment / IPA-membership / employers-liability / Bar-of-Northern-Ireland / ICB-membership / PAYE-RTI / NMW-NLW maps (ONS stock, ONS demography, Companies House counts, LSB sector revenue, BPE 5.7 million / 3.2 million sole traders, EIS 3,735 / SEIS 2,430, R&D 46,950 / £7.6bn, VAT population 2,330,400 / 2,285,900 live, CT receipts £97.2bn / 1.6 million with no liability, Law Society / ICAEW directories, SRA / CLC / CILEx / IPReg / BSB / CLSB / Faculty Office / ICAEW probate / Law Society of Scotland / Law Society of Northern Ireland / Faculty of Advocates / Bar of Northern Ireland headcounts, software lists, HMRC TCSP counts, ACSP opt-in list, closing forks, 1,480 IPs, ACRA, CGIUKI, OPBAS, Start Up Loans, VAT £90,000 / PAYE sole-director, MMTAR, confirmation £50 / accounts 9 months, ACCA 12,810 PC, Innovate UK, TRS, Help to Grow, GGS, MTD, Life at the Scottish Bar, CIOT / ATT, ICAS, late accounts / ECCTA penalties, AAT more than 6,000 licensed, IR35, ICO fee, LSNI, Insolvency Service July 2026 1,931 / 50.3 per 10,000 / 2025 annual 23,938, workplace pension AE 22–SPA / £10,000 / 3%–5%–8% / sole-director no-staff, CIMA 1,631 MiPs / 84 new / 77% limited company, Faculty AML supervised 8 / QA 93, FTPF in force 1 Sep 2025 / large org £36m / £18m / 250 / IA upper bound 24,900 / SME out, SA IT receipts 2025–26 £54.1bn / 11.49 million filed by 31 Jan 2026 / 5.34 million with a self-employment source, IPA 637 Total IPs / 554 appointment takers / AML 327 IPs across 202 firms / appointment-taking licence up to £4,295, EL insurance at least £5 million / £2,500 a day / owner-director ≥50% exempt / family-in-a-limited-company not exempt, Bar of NI AML over 650 / approx 700 / 690 independent practice / practising list 843 / AML supervised Zero / 20 Bar Council / 20 IPLS places, ICB MICB £179 / Practice Licence £206 / AML Free with PL / “hundreds of ICB practices” / HM Treasury AML supervisor claim, PAYE RTI early July 2026 30.3 million payrolled employees / median monthly pay £2,642 / −94,000 YoY, NMW/NLW from 1 Apr 2026 NLW £12.71 / 18–20 £10.85 / under 18 & apprentice £8.00 / accommodation offset £11.10 / directors not entitled / LPC coverage 1.70m), or keep them as context and drop something earlier that is only a label?

Current levers (working set, not exhaustive)

  1. Market-path compounding — standing, not P until you accept a path. An NMW/NLW filing is not a name.
  2. The parked customer cut — milestone / north star, not the live job.
  3. The live slot — still the 24-hour loop with peer surfaces. Not rewritten this hour.
  4. The 08:55 direction window — already skipped at ~10:12 (founder moved on). Not re-asked this hour. Russian doll gates stay in words only: nested perimeters; path candidates still cannot be compiled on the live gate; thin hours do not open a gate; the first open ask stays compile the path candidates that can run end to end. Inbox reshape (a2f8c91b) re-ranks after each filed cycle. Today (729da95e) is visibility only.

Watch / next decision point

Next recon hour uses a different public source again, still without inventing a name, still without re-reading 16892858, and still without repeating this GOV.UK NMW/NLW rates / S.I. 2026/357 / employer duties / who-gets / LPC 2026 / calculator-employers / am-i-getting / pay-and-work-rights / employment-status / get-ready-to-employ-someone / employ-someone / NMW Regulations 2015 / NMW Act 1998 pass, last recon’s HMRC/ONS PAYE RTI August 2026 GOV.UK landing / ONS bulletin / release calendar / seasonally adjusted dataset / companion NICs receipts pass, last recon’s ICB About / Membership / Fees 2026–27 / Find a Bookkeeper / Browse Directory / Practice Licence / MLR / AML Guidance pass, last recon’s Bar of Northern Ireland / Bar Council / Inn of Court / Find a Barrister / practising-list / AML 2025 PDF / Chair’s Annual Report 2025 pass, last recon’s GOV.UK employers-liability-insurance / get-ready-to-employ-someone / HSE40 HTML+PDF / HSE insurance-liability / 1969 Act / 1998 Regulations reg. 3 pass, last recon’s IPA membership / licence / Find-an-IP / AML / Annual Review / R3 membership pass, last recon’s HMRC Self Assessment receipts / SPI / Class 4 / deadline-news pass, last recon’s Home Office / legislation.gov.uk / Law Commission failure-to-prevent-fraud pass, last recon’s Faculty of Advocates about / Find an Advocate / FAQs / intrant / devil / professional-standards / AML Supervision Report 2024–25 / QA Statement 2025 pass, last Companies in the space’s CIMA Membership Directories / become-a-member-in-practice / practising-certificates / criminality-test / supervision-by-CIMA / AML Supervision Annual Report 2024–25 pass, last Market scenarios’ GOV.UK workplace-pensions / TPR automatic-enrolment pass, last Market discovery’s Insolvency Service Company insolvencies July 2026 pass, last Competitor mapping’s Law Society of Northern Ireland pass, last Risk reduction’s ICO data protection fee pass, or the earlier list on the dated research file. Do not re-ask the already-skipped 08:55 direction question. Do not install the customer cut. Dead link is a failed publish. Unauthenticated 401 is the login gate.

Agent files

29 Aug 11:55 research · market-paths.md · recon-map.md · p-evidence.md · p-missing.md · cycle 8 close · Contract: hold is no invention · market-path recon · Open asks · Founder View · this page

This is the human reasoning surface, not the working files.

29 Aug 2026 · 11:55