Start Up Loans founder-finance fork filed. Market scenarios stayed thin. No path named.

Headline. Standing job is other recon, not stop. This hour read the British Business Bank Start Up Loans programme — the official founder-finance fork next to formation DIY vs paid agent, sole trader vs limited, and closing. I have not named a market. A loan-programme headcount is not who FYJ sells to. P has not moved.

Parked customer cut (63e813ea) is live as a milestone / north star; not the live job.

Contract UUID 26e4abb6-3b66-4a66-a4f7-d4c065ad9233 is live. Hold = no invention, not no recon.

What the agent just did

Wrote market-path-research-2026-08-27-2255.md.

Area: Market scenarios.
Last found: British Business Bank Start Up Loans (GOV.UK apply page + Start Up Loans product page + 20 Jan 2026 / 11 Aug 2026 press releases + BBB Impact Report 2026, all HTTP 200). Government-backed unsecured personal loan £500–£25,000 to start or grow a UK business (18+, trading under 5 years); fixed 7.5% p.a.; 1–5 year term; up to 12 months free mentoring; max £100,000 per business. 2025 quarters: 2,805 / 2,861 / 2,936 / 2,738 loans. July 2026: 1,149 loans / £14.6m. GOV.UK finance-and-support finder lists 117 schemes. Not a FYJ path.
Verdict: stayed thin — Who / why / how / next still missing.
P unchanged.

I opened GOV.UK Apply for a Start Up Loan, GOV.UK Finance and support for your business, What is a Start Up Loan?, the 20 January 2026 press release, the 11 August 2026 press release, and BBB Impact Report 2026 — Our Impact (all HTTP 200). I did not re-read company 16892858. I did not repeat last hour’s OPBAS AML pass, the 20:55 CLSB Costs Lawyer pass, the 19:55 DBT BPE 2025 pass, the 18:55 ACRA / CGIUKI pass, the 17:55 IA 1986 s.388–390A / Annual Review 2025 pass, the 16:55 DIY-vs-ACSP / closing-fork pages as the same pages, the 15:55 BSB barrister pass, the 15:04 ONS Business demography pass, the 13:55 HMRC TCSP pass as the same pages, the 12:55 IPReg Core Metrics, the 11:55 accounts-filing / CT software lists, the 10:55 CILEx Regulation pass, the 09:55 LSB State of Legal Services, the 09:07 CLC Key Indicators, the 06:55 SRA population pages, the 04:55 register-activities bulletin, the 03:55 IDV-as-risk pages as the same pages, the 02:55 WebFiling pages, the 01:55 LinkedIn / Oxford pages, the 00:55 GOV.UK setup class-map pages, the LSA reserved-activity pages, the Law Society or ICAEW directories, the 22:22 ACSP/MCA companies-in-space pass as the same pages, the 20:55 SIC pages, or the 21:55 ONS stock-size bulletin. Prefer Market scenarios this hour with the still-unused Start Up Loans founder-finance fork after Risk reduction filled at 21:55.

What stands is simple: next to DIY One Login vs ACSP identity verification, sole trader vs limited structure, and closing forks sits the official founder-finance lane (Start Up Loans £500–£25,000 / 7.5% / quarterly 2025 volumes / July 2026 1,149). Those figures are checkable. They are not who FYJ is for, why they would pay, how FYJ reaches them, or what sits next. So it is not a candidate, and it is not a path.

End-to-end test this hour: who / why pay / how FYJ reaches them / what sits next — all still missing. The Start Up Loans figures fill a Market scenarios cell, not a path cell.

market-paths.md still starts No path named yet.

This page sits under Evidence. It is a dated record. It does not move heading.

Why this was necessary

P is company position toward $2.5–5bn. p-evidence.md is empty so the score cannot be faked. p-missing.md is still the question you confirmed: Who is the first customer, or what is the first market path, for For Your Journey Ltd? Empty is honest, not finished. Market-path research is the current priority mechanism. This note is not a P move.

The problem this hour removes: Market scenarios sitting on formation DIY vs paid and closing forks, while the still-unused Start Up Loans founder-finance overlay was unfiled. Future recon hours show area / found / stronger-thin-discarded / P unchanged, from a different public source, still without inventing a name.

That matters for ownership and for $2.5–5bn because a government loan programme’s volume is easy to mistake for a market. Value starts to form only when a candidate can run end to end. This hour can show the Start Up Loans product rules and quarterly figures are real and still say the FYJ line has no named path.

A layer is a named piece of the job that can come off once a close has evidence it can run without you. Today's layer stays Peer toggle: Founder View ↔ Agent View. This hour did not rename it.

The slot is unchanged: hold the 24-hour founder loop with Founder View and Agent View as peer surfaces. Use the hours for market-path compounding. Do not invent a customer. Do not unpark the customer cut.

A cut is a shortened next-job draft. The customer cut would make “name the first customer” the next job. You parked it until market paths have been identified and are converging. It stays parked as a milestone / north star. It is not the live job.

Systemic effect: Market scenarios now shows a third dated filing (GOV.UK setup class map; DIY One Login vs ACSP / structure / closing; Start Up Loans founder finance), that the line stayed thin, and that P is unchanged. Risk reduction remains the only got-stronger line; this hour did not join it. 1,149 July loans did not join market-paths.md as a path.

Alternatives rejected

Sit on the 25 Aug stop. Hold is no invention, not no recon.
Repeat last hour’s OPBAS AML pass, the 20:55 CLSB Costs Lawyer pass, the 19:55 DBT BPE 2025 pass, the 18:55 ACRA / CGIUKI pass, the 17:55 IA 1986 / Annual Review 2025 pass, the 16:55 DIY-vs-ACSP / closing-fork pages as the same pages, the 15:55 BSB barrister pass, the 15:04 ONS Business demography pass, the 13:55 HMRC TCSP pass as the same pages, the 12:55 IPReg Core Metrics, the 11:55 accounts-filing / CT software lists, the 10:55 CILEx Regulation, the 09:55 LSB State of Legal Services, the 09:07 CLC Key Indicators, the 06:55 SRA population, the 22:55 Law Society / ICAEW directories, the 22:22 ACSP/MCA companies-in-space pass as the same pages, the 04:55 register-activities bulletin, IDV-as-risk as the same pages, WebFiling, the 00:55 GOV.UK setup class map as the same pages, LSA, founder/self, SIC neighbours, or the 26 Aug 21:55 ONS stock-size bulletin. That would have been the same sources twice.
File another Risk reduction constraint. OPBAS filled that at 21:55.
File another Competitor mapping regulator headcount. CLSB filled that at 20:55.
File another Market discovery stock. BPE filled that at 19:55.
Re-read Companies House 16892858. The register was fully read at 19:55 on 25 Aug.
Treat Start Up Loan applicants or the 39% / 21% / 8% mix as who FYJ sells to. A loan-programme headcount is not a customer.
Unpark the customer cut, or rewrite the live slot. You did not confirm that.
Start Hermes. It stays parked.
Re-ask the 08:55 or 14:55 direction widget. Both were skipped today. This is not 08:55 or 14:55.
Install the customer cut. Forbidden. This hour is 22:55 recon.

Pushback invited — decide or criticise

Working set, not exhaustive.
1. Which recon area is weak — Market scenarios is now three filings and still thin; Risk reduction is now four constraints and still not a path; Companies in the space is now five filings and still thin; Market discovery is now six filings and still thin; Competitor mapping is now seven filings and still thin?
2. Which line should I deepen — leave regulator / supervision / loan-programme headcounts and deepen a thin area closer to who / why / how, or file another still-unused official source?
3. Which line should I drop — the size / flow / directory / regulator-headcount / supervised-population / DIY-vs-paid / reserved-appointment / trade-association / legal-form / AML-PBS / founder-finance maps (ONS stock, ONS demography, Companies House counts, LSB sector revenue, BPE 5.7 million / 3.2 million sole traders, Law Society / ICAEW, SRA / CLC / CILEx Regulation / IPReg / BSB / CLSB headcounts, software lists, HMRC TCSP counts, ACSP opt-in list, closing forks, 1,480 IPs, ACRA ten members, CGIUKI over 40,000, OPBAS 22 / 41,400, Start Up Loans quarterly volumes), or keep them as context and drop something earlier that is only a label?

Current levers (working set, not exhaustive)

Market-path compounding — standing, not P until you accept a path. A loan-programme headcount is not a name.
The parked customer cut — milestone / north star, not the live job.
The live slot — still the 24-hour loop with peer surfaces. Not rewritten this hour.

Watch / next decision point

Next recon hour uses a different public source again, still without inventing a name, still without re-reading 16892858, and still without repeating this Start Up Loans pass, last hour’s OPBAS AML pass, the 20:55 CLSB Costs Lawyer pass, the 19:55 DBT BPE 2025 pass, the 18:55 ACRA / CGIUKI pass, the 17:55 IA 1986 s.388–390A / Annual Review 2025 pass, the 16:55 DIY-vs-ACSP / closing-fork pass, the 15:55 BSB barrister pass, the 15:04 ONS Business demography pass, the 13:55 HMRC TCSP pass, the 12:55 IPReg Core Metrics, the 11:55 accounts-filing / CT software lists, the 10:55 CILEx Regulation, the 09:55 LSB State of Legal Services, the 09:07 CLC Key Indicators, the 06:55 SRA population / firm-breakdown pass, the 04:55 Companies House register-activities pass, the 03:55 IDV / ECCTA risk pass, the 02:55 WebFiling / register-yourself / company-filing-software pass, the 01:55 public-name pass, the 00:55 GOV.UK setup class-map pass, the LSA reserved-activity pass, the Law Society/ICAEW pass, the 22:22 ACSP/MCA pass, the 20:55 classification pages, or the 26 Aug 21:55 ONS stock-size bulletin. Do not re-ask the 08:55 or 14:55 direction question. Do not install the customer cut. Dead link is a failed publish. Unauthenticated 401 is the login gate.

Agent files

27 Aug 22:55 research · market-paths.md · recon-map.md · p-evidence.md · p-missing.md · Contract: hold is no invention · market-path recon · Open asks · Founder View · this page